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PNS payment account

Open a payment account at a customer centre or post office and get all the financial services You need in one place.

To open an account in the Postal Settlement System (PNS), visit Your nearest post office and bring Your passport or ID card.

PNS advantages

In-person service

  • Convenient for customers who prefer personal assistance.
  • You can open and manage Your account at customer centres and post offices.

Money transfers

  • Transfers to business and private customer accounts in Latvia and abroad.
  • Bill payments
  • SMS service - text message notifications about incoming and outgoing transactions on Your account. The first two SMS messages per month are free of charge; a fee applies thereafter.
  • Regular payments - set up automatic recurring payments.

VISA payment card

  • For convenient everyday purchases.
    Manage Your card, transactions, and bill payments with the Pasts Pay app.

SMS service

Get notified about incoming and outgoing transactions on Your account by text message sent to Your mobile phone.

Sign up free of charge

Sign up for the service free of charge at any customer centre or post office.

Two SMS messages free of charge

We send the first two SMS messages each month free of charge.

Charges apply from the third message

From the third SMS, the applicable tariff applies.

Check price
PNS payment account

Payments

Send cashless and cash payments in Latvia and abroad at the customer centre or post office where Your account is opened.

Payments in Latvia

Payments between partners who hold accounts with any bank or with the Post in Latvia.

Make cashless transfers from the customer centre or post office where Your account is opened to another business or private customer account in Latvia.

  • Transfer money to recipients in Latvia quickly and conveniently.
  • Set up regular payments to transfer a fixed amount weekly, monthly, semi-annually, or annually.

International payments

Cashless transfers from the customer centre or post office where Your account is opened to another business or private customer account abroad.

Especially convenient, secure, and fast cash and cashless transfers within the Single Euro Payments Area (SEPA) to European Union countries, as well as Iceland, Liechtenstein, Monaco, Norway, and Switzerland.

  • Payments must be made in euros.
  • Choose an economy or standard payment.
  • Pay the commission fee set by the Post.
Payment processing

An economy SEPA payment is credited to the recipient’s account no later than the second business day, if the payment order is submitted on a business day by 5:00 PM.

Pasta nodaļa plaukti

Documents required to open an account

To open an account, You will need:

  • Your passport or ID card and a copy of it.
    The copy must include the note “Copy intended for submission to VAS ‘Latvijas Pasts’” and Your signature.
  • An application to open an account (form PNS-001, available on site).
  • A customer questionnaire (also available at the post office).

If You wish, You can authorise another person to make payments and withdraw cash from Your account.
To arrange an authorisation, both You and the authorised person must visit a customer centre or post office together, bringing passports or ID cards and copies of them. All required forms will be provided on site.

Payment card

Choose a VISA payment card today.

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PNS

Pricing

The latest tariffs apply from 1st of February 2026.

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Prevention of money laundering and terrorist financing

Know Your Customer

As a payment institution, just like banks and other financial institutions, Latvijas Pasts is required to apply the Know Your Customer (KYC) principle in accordance with Latvian laws, regulations, and other regulatory requirements.

The purpose of this principle is to ensure a secure and reliable environment, prevent potential risks related to money laundering, terrorist and proliferation financing, and comply with sanctions legislation. To achieve this, all financial market participants supervised by the Bank of Latvia, including Latvijas Pasts, are required to obtain and regularly update information about their customers and the origin of their funds.

Terms and conditions

  • General Terms and Conditions

    Current version of the terms and conditions

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Previous versions of the terms and conditions

  • General Financial Terms (04.10.2023 – 06.08.2025)

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  • Payment Account Terms (01.06.2021 – 03.10.2023)

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  • Payment Account Terms

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  • Excerpt from the Postal Regulations and the PNS Regulations

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Planned pricing changes

  • Effective from 01.02.2026

    Pricing with tariffs planned to be introduced in February 2026

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