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PNS payment account

Open a payment account at a customer centre or post office and access all the financial services you need in one place.

To open an account in the Postal Settlement System (PNS), visit your nearest post office and bring your passport or ID card.

To open an account, you will need:

  • Your passport or ID card and a copy of it. The copy must include the note “Copy for submission to VAS ‘Latvijas Pasts’” and your signature.
  • An account opening application (PNS-001 form available on-site).
  • A customer questionnaire (also available at the branch).

If you wish, you can also authorise another person to make payments and withdraw cash from your account.

To arrange an authorisation, both you and the authorised person must visit the post office together with your passports or ID cards and their copies. All required forms will be provided on-site.

Advantages

Transfers

Make transfers to accounts held by businesses and individuals at customer centres, post offices, and credit institutions in Latvia and abroad.

Bill payments

Pay your bills with no commission fee.

No commission fee

SMS service

Get updates about incoming and outgoing transactions on your account via text message to your mobile phone.

Sign up free of charge

Sign up for the service free of charge at any customer centre or post office.

Two SMS free each month

The first two messages each month are free.

Charges from the third

From the third SMS onwards, the set tariff applies.

Tariff book
PNS payment account

Payments

Send cash and cashless payments both within Latvia and abroad from the customer centre or post office where your account is held.

Payments within Latvia

Payments between partners with accounts at any Latvian bank or with Pasts.
Make cashless transfers from the customer centre or post office where your account is held to another business or individual account in Latvia.

  • Quickly transfer money to recipients in Latvia.
  • Avoid the usual limits set for cash transactions.
  • Set up regular payments to transfer a fixed amount weekly, monthly, semi-annually, or annually.

International payments

Make cashless transfers from the customer centre or post office where your account is held to another business or individual account abroad.

Especially convenient, secure, and fast for both cash and cashless transfers within the Single Euro Payments Area to European Union countries as well as Iceland, Liechtenstein, Monaco, Norway, and Switzerland.

  • The payment must be in euro.
  • Choose between an economy or standard payment.
  • Pay the commission fee set by Pasts.
Payment processing!

An economy SEPA payment will reach the recipient’s account no later than the second working day if the payment order is submitted by 17:00 on a business day.

Payment card

Choose a VISA payment card today.

 

 

PNS services

Pricing

Prices include value added tax (VAT)

Opening, servicing and closing a PNS account

Type of ServiceTariff, EUR
Account opening for natural or legal person

free of charge

Document review for account opening for legal person

150

Document review for account opening based on power of attorney (excluding persons with disabilities and low-income persons)

50

Account opening for natural person – foreigner* for obtaining a residence permit (document submission only)

200

Document review for account opening for foreigner*

100

Account maintenance (monthly)

 

    For natural person, if not using Latvia Post payment card

1

    For legal person

3.5

Inactive account maintenance (monthly)**

10

Account closure

free of charge

*Natural person, foreign citizen.

**Service fee is withheld from accounts where no transactions have been made in the last 12 months.

Cash transactions

Type of ServiceTariff, EUR
Invoice payment by scanning barcode (giro payments)

0.6

Payment of other invoices by scanning barcode (without PNS account)

0.5

Cash deposit into PNS account

 

    Into your PNS account

1% of sum, min. 2.00

    Into another person's PNS account

2% of sum, min. 3.00

    Into another person's PNS account for postpaid shipments*

1

    Into another person's PNS account, with barcode compliant with Latvia Post standard

1

Cash withdrawal from PNS account

 

    From a natural person's PNS account

0.1% of sum, min. 1.20

    From a legal person's PNS account

1.5% of sum, min. 5.00

Prior notification for cash withdrawal (for amounts starting from EUR 2,000)

12

Natural person's payment with cash deposit to a credit institution in Latvia

2% of sum, min. 4.00

Legal person's payment with cash deposit to a credit institution in Latvia

2% of sum, min. 10.00

Fee for cash delivery to client's specified address from PNS account**

8

*Service fee is withheld from the sender's PNS account.

**Additionally, a service fee for cash withdrawal from the Account is withheld. The limit for the delivered amount is EUR 500.

***The service fee for legal entities for processing one invoice may vary depending on the contract terms.

Payment Card Transactions

Type of ServiceTariff, EUR
Deposit into your PNS account with a payment card

2% of sum, min. 1.00

Deposit into another person's PNS account with a payment card

2% of sum, min. 2.00

Non-cash transactions

Type of ServiceTariff, EUR
SEPA* transfer from PNS account to credit institution or PNS account

1.7

Transfer to credit institution abroad** (outside SEPA*) from PNS account

25

Service with a power of attorney certified by a notary or orphanage court***

8

Payment recall request

10.00 + actual costs

*SEPA – Single Euro Payments Area (European Union member states and their overseas territories, Iceland, Liechtenstein, Norway, Switzerland, and Monaco).

**The commission fee is covered by the payer (separate from the payment amount), but the recipient's account will be credited with the payment amount, from which the commission fees of the corresponding bank and other intermediary banks have been deducted.

***Power of attorney verification is provided during Latvia Post administration working hours: Monday - Thursday (8:00 - 17:00), Friday (8:00 - 14:30).

Regular payments

Type of ServiceTariff, EUR
Registration of regular payment order*

free of charge

Execution of one regular payment to another PNS account

0.6

Execution of one regular payment to an account in a credit institution in Latvia

1

*The transfer is made no later than 4 days from the receipt of the payment order, if the recipient's payment service provider is located in the European Economic Area.

SMS Notifications about PNS Account Balance Changes*

Type of ServiceTariff, EUR
Service connection and disconnection

free of charge

Receiving notifications**

0.15

*The indicated service tariff includes VAT.

**Within each calendar month, two notifications are sent free of charge; the tariff is applied starting from the third sent notification.

Account statements

Type of ServiceTariff, EUR
Information about PNS account balance for a natural* or legal** person

0.65

Issuance of regular PNS account statement - as a postal item to the Client's specified address (once a month, quarter, half-year, year)

3.5

Issuance of regular PNS account statement - electronically to the Client's specified email address (for the Client's specified period) starting from the second statement within one calendar month

0.15

Issuance of regular PNS account statement - electronically to the Client's specified email address once a month or electronically to the Client's specified email address once a year regarding the applied fees for services related to the payment account

free of charge

Urgent PNS account statement

5

Urgent PNS account statement for the period from the last date of account statement generation (within the month)

8

PNS account statement for a period of 1 to 3 months

4

PNS account statement for a period of 3 to 18 months

12

Preparation of inquiries at a post office - standard inquiry about PNS settlement account

1.5

Preparation of inquiries based on client's application*** - inquiry prepared based on client's application

8

Preparation of inquiries at the request of auditors, revisers****

36

*Information can be obtained at any postal service point.

**Information can be obtained at the post office where the account was opened.

***The fee is withheld from the client's PNS account.

****The indicated service tariff includes VAT.

Other services

Type of ServiceTariff, EUR
Client data changes for natural person

free of charge

Client data changes for legal person

7.2

Power of attorney formalization or cancellation (service with Latvia Post formalized PNS power of attorney is free of charge)

8

Change of signature rights for legal persons

10

Account blocking

free of charge

Account unblocking

2.85

Issuance of order book for legal persons (50 orders)

3.5

Order book blocking

free of charge

Order book unblocking

2.85

Cancellation of withdrawal order

10

Search for sent / unreceived payments

according to actual costs, min. 10.00

Acceptance of order for execution of recovery of funds (VID, ZTI, etc.)*

15

Examination of inheritance applications

10

Penalty for non-submission of documents and information within the deadline specified by Latvia Post in the information request

30

*In case of order execution, for each payment, the tariff for non-cash transfer to the Account is additionally applied.

Prevention of money laundering and terrorism financing

Know your customer

As a payment institution, just like banks and other financial institutions, Pasts has a duty to implement the “Know Your Customer” principle in line with regulatory requirements.